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Hurt as an Uber or Lyft passenger

As a passenger, you almost never caused the crash. The question is which insurance pays, and how much.

Who pays when you're the passenger

When a ride was in progress, the rideshare company's insurance is generally required to provide at least $1,000,000 in liability coverage. If your driver caused the crash, that policy is usually the main source of recovery. If another driver caused it, their insurance comes first, and other policies may help if theirs isn't enough.

Who caused the crashWhere we usually look first
Your rideshare driverThe rideshare company's policy covering the trip
Another driverThat driver's insurance, then uninsured/underinsured coverage that may apply
Both driversAll of the above. Fault is shared between them, not you.

Save this from the app

  • Screenshot the trip receipt, the route, the driver's name and the car
  • Keep messages with the driver or support
  • Note the exact time of the crash
Tip: Report the crash in the app, but keep it short and factual. Don't describe your injuries as "fine" or guess about fault.

Your injuries come first

Get checked the same day if you can. Passengers often hit the seat in front or the door, and neck, back and head injuries can show up later. Keep every bill and record.

What you may recover

Medical bills, lost wages, future care, and pain and suffering. Every case is different; we explain what yours may include.

Hurt in an Uber or Lyft? Let's sort out the insurance.

Free case review with Talal Perez Ghosheh. English or Spanish.